Get a Loan.
Build Your
Future.
Affordable loans for farming, business, or any development need across Baringo & neighbouring counties. Apply today and receive funds instantly via M-Pesa.
Why Members Choose Us
Ksh 1K+
Minimum loan amount
Monthly
Flexible repayment schedule
24 hrs
Loan review turnaround
M-Pesa
Funds sent directly to you
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About Us
Empowering
Communities
The Hummingbird Company Limited is a community-focused microfinance dedicated to helping individuals and families in Baringo and neighbouring counties achieve their dreams. We provide accessible, transparent, and affordable financial services to underserved rural communities.
Learn More About UsWhat We Fund
Loans Designed
for Your Life
Whether you're growing a farm, starting a business, or handling an urgent need â we have a loan for you.
Livestock Loans
Purchase dairy cattle, livestock feed, or expand your herd. Repay after harvest.
Crops Loans
Buy seeds, fertiliser, equipment, or grow your farm. Seasonal repayment available.
Business Loans
Stock your shop, buy equipment, or grow your trade. Monthly repayment available.
Development Loans
Build or improve your home, borehole, or any community project.
Simple Process
How to Get Your Loan
From registration to money in your M-Pesa â here's exactly how it works.
Register
Visit us or contact staff to become a member. Your details are saved securely.
Apply
Tell us your loan amount, purpose, and preferred repayment period.
Get Approved
Our team reviews your application. Approval within 24 hours for most loans.
Receive Funds
Loan disbursed directly to your M-Pesa. No queues, no delays.
Repay Monthly
Pay your agreed monthly instalments via M-Pesa. Clear your loan, build your credit.
Flexible Options
Repayment Plans
We offer short and long-term loans to match your income cycle â repay monthly or all at once.
1 â 3 months
Ideal for urgent needs: school fees, medical, stock top-up
- âRepay in full or split monthly
- âQuick disbursement
- âLow total interest
4 â 8 months
Perfect for farming cycles, business growth, and home improvements
- âFixed monthly instalments
- âFunds via M-Pesa same day
- âRepay early, save on interest
- âLarger loan limits available
9 â 12 months
For major development: construction, large equipment, expansion
- âHighest loan limits
- âManageable monthly amounts
- âTransparent interest schedule
Interest & Repayment: All loans carry a fair and transparent interest rate agreed at the time of application. You will receive a clear repayment schedule showing your monthly instalments and total cost before accepting the loan. No hidden charges.
Our Commitment
Why Choose
The Hummingbird?
Community First
We exist for the people of Baringo and neighbouring counties. Every loan we give goes back into our community's growth.
M-Pesa Convenience
Apply, receive, and repay entirely through M-Pesa. No need to travel far or queue at a bank.
Secure & Transparent
Every transaction is digitally recorded. You always know your balance, loan status, and what you owe.
Flexible Repayment
Pay monthly instalments that fit your income cycle â whether you're a farmer, trader, or employee.
Fast Disbursement
Approved loans are sent to your phone within hours â not days. When you need it, we deliver.
Build Your Credit
Good repayment history makes you eligible for larger loans. We grow with you, step by step.
Member Stories
"I got a farming loan, bought fertiliser and seeds, and after harvest I repaid comfortably. My family eats better now."
Mary Cheptoo
Farmer, Baringo & Neighbouring Counties
Ready to
Get Started?
Join The Hummingbird today. Register as a member, apply for a loan, and take the next step in developing your life and family.
Call Us
Speak to our team directly
M-Pesa Paybill
Save & repay instantly
Visit Us
Visit our office in Baringo