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Loans

Our Loans

Flexible Financing
for Your Needs

From farming to business development, we offer tailored loan products to help you grow and succeed.

Livestock Loans

Purchase dairy cattle, livestock feed, or expand your herd. Repay after harvest.

Crops Loans

Buy seeds, fertiliser, equipment, or grow your farm. Seasonal repayment available.

Business Loans

Stock your shop, buy equipment, or grow your trade. Monthly repayment available.

Development Loans

Build or improve your home, borehole, or any community project.

Loan Details

Amounts & Repayment Terms

Short Term

1 – 3 months

Ideal for urgent needs: school fees, medical, stock top-up

  • Repay in full or split monthly
  • Quick disbursement
  • Low total interest
Most Popular

4 – 8 months

Perfect for farming cycles, business growth, home improvements

  • Fixed monthly instalments
  • Funds via M-Pesa same day
  • Repay early, save on interest
  • Larger loan limits available
Long Term

9 – 12 months

For major development: construction, large equipment, expansion

  • Highest loan limits
  • Manageable monthly amounts
  • Transparent interest schedule
ℹ️

Interest & Repayment: All loans carry a fair and transparent interest rate agreed at the time of application. You will receive a clear repayment schedule showing your monthly instalments and total cost before accepting the loan. No hidden charges.

Fast Approval

Get approved within 24 hours. No long waits or complicated paperwork.

M-Pesa Integration

Receive and repay loans directly through M-Pesa. No bank trips needed.

No Hidden Fees

Transparent terms. What you see is what you get.

Ready to Apply?

Take the first step towards your goals. Apply today and receive funds via M-Pesa.